RushFi for auto repair and body shops
Same shop.
Funding for your
new lift.
Banks see a small shop with heavy equipment. Our lenders look at the card payments and insurance checks that keep your bays turning.
No credit check to apply · Decisions in days · No obligation
Business checking · this week
Example only. Every business is different.
Your bank is judging the wrong thing.
A full schedule doesn’t show up on a credit report. Banks look at paperwork, then take weeks to answer while cars wait on the lot.
High risk
Heavy equipment, thin margins
2–3 yrs
Of tax returns and financials
Weeks
While a bay sits empty
RushFi doesn’t guess.
Lenders in our network fund auto repair and body shops on what your business actually brings in. Not a credit score. Not a stack of tax returns.
Same business. A different answer.
Approved on revenue
Your deposits tell lenders more than a credit score does.
Decisions in days
No months-long bank underwriting. Most of the work is your statements.
Every option, one application
Cash advance, line of credit, term loan, equipment and SBA.
More options. Faster. Less paperwork.
Revenue-based funding noun
Funding based on your business’s sales. A lender provides money up front, and it’s repaid from your revenue over time. One application reaches every lender that fits.
The Process
Built around how auto repair and body shops actually run. A real advisor with you from application to funding.
Step 01 — Apply
Five minutes. No credit check.
Tell us about your shop
A short application from your phone or the office.
Connect your bank statements
Secure, read-only. Or upload them.
Your advisor takes it from there
No business plan, projections or tax returns.
Works with how auto repair and body shops get paid.
If it lands in your bank account, lenders can see it.
Step 02 — Match
Every lender that fits. At once.
- Your file goes to the lenders that fund auto repair and body shops
- Matched on revenue, time in business and industry
- One no doesn’t end it. You see the other options
Built for auto repair and body shops
Equipment emergencies are our specialty.
When the lift fails, a bay is down and the schedule stacks up. Here’s what a typical week can look like.
- Day 0Main lift fails inspectionReplacement quote: $14,500
- Day 0Applies with RushFiFive minutes, from the front desk
- Day 1Matched with lendersRevenue, not credit score
- Day 2Offers side by sideAdvisor walks through payback
- Day 3Signs with the lenderLender sends the funds
- Day 5New lift installedBay booked again
Still reviewing
Bay running
Step 03 — Compare
Every offer, side by side. Pick the best one.
- Amount, total payback and payment, up front
- An advisor walks you through each one
- No obligation to accept anything
Example offers. Real terms come from the lender.
Step 04 — Done
As easy as 1 2 3, Funded.
You sign with the lender you pick, and the lender funds you. That’s it.
Your shop gets funded. Faster.
Better money next time.
Questions, answered.
Straight answers on cost, credit and how RushFi works for auto repair and body shops.
Do insurance payouts count as revenue?
They show up in your bank statements, so lenders can see them alongside your card sales.
Can I use it for a lift or paint booth?
Yes. You can use a cash advance for equipment, or your advisor may show you equipment financing from the same application.
Can I get funding if my shop is fairly new?
It depends on your time in business and monthly revenue. Apply and your advisor will show you what fits.
Will applying affect my credit?
No. RushFi doesn’t run a credit check when you apply. Some lenders may check your credit before making an offer, and they’ll tell you first.
How much can I get?
It depends mostly on your monthly revenue and time in business. Your advisor will show you real offers, not estimates.
How is it repaid?
Usually through small automatic payments from your business bank account. Your offer will show the total payback, the payment and the schedule up front.
Is RushFi a lender?
No. RushFi is a broker. We match you with lenders in our network, and the lender you choose provides the funding.
RushFi doesn’t run a credit check. Lenders may check credit before making an offer. RushFi is a broker, not a lender.