RushFi for retail stores
Same store.
Funding for your
inventory.
Banks see seasonal swings and cash tied up on shelves. Our lenders look at the daily card sales that move through your account.
No credit check to apply · Decisions in days · No obligation
Business checking · this week
Example only. Every business is different.
Your bank is judging the wrong thing.
Your best weeks come right before the holidays, and that’s when you have to buy stock. Banks see the swing, not the sales behind it.
High risk
Seasonal swings, tied-up stock
2–3 yrs
Of tax returns and financials
Weeks
While the season starts without you
RushFi doesn’t guess.
Lenders in our network fund retail stores on what your business actually brings in. Not a credit score. Not a stack of tax returns.
Same business. A different answer.
Approved on revenue
Your deposits tell lenders more than a credit score does.
Decisions in days
No months-long bank underwriting. Most of the work is your statements.
Every option, one application
Cash advance, line of credit, term loan, equipment and SBA.
More options. Faster. Less paperwork.
Revenue-based funding noun
Funding based on your business’s sales. A lender provides money up front, and it’s repaid from your revenue over time. One application reaches every lender that fits.
The Process
Built around how retail stores actually run. A real advisor with you from application to funding.
Step 01 — Apply
Five minutes. No credit check.
Tell us about your store
A short application from your phone or the office.
Connect your bank statements
Secure, read-only. Or upload them.
Your advisor takes it from there
No business plan, projections or tax returns.
Works with how retail stores get paid.
If it lands in your bank account, lenders can see it.
Step 02 — Match
Every lender that fits. At once.
- Your file goes to the lenders that fund retail stores
- Matched on revenue, time in business and industry
- One no doesn’t end it. You see the other options
Built for retail stores
Seasonal rushes are our specialty.
The supplier wants payment now, and the holiday crowd arrives soon. Here’s what a typical week can look like.
- Day 0Supplier offers a bulk dealOrder due before the season
- Day 0Applies with RushFiFive minutes, from the back office
- Day 1Matched with lendersRevenue, not credit score
- Day 2Offers side by sideAdvisor walks through payback
- Day 3Signs with the lenderLender sends the funds
- Day 6Shelves fully stockedReady for the rush
Still reviewing
Fully stocked
Step 03 — Compare
Every offer, side by side. Pick the best one.
- Amount, total payback and payment, up front
- An advisor walks you through each one
- No obligation to accept anything
Example offers. Real terms come from the lender.
Step 04 — Done
As easy as 1 2 3, Funded.
You sign with the lender you pick, and the lender funds you. That’s it.
Your store gets funded. Faster.
Better money next time.
Questions, answered.
Straight answers on cost, credit and how RushFi works for retail stores.
Can I get funding in my slow months?
Lenders look at your overall deposits, so a slower month isn’t automatically a no. Apply and your advisor will show you what fits.
Can I use it to buy inventory?
Yes. Stocking up ahead of a busy season is one of the most common reasons owners fund.
Does it work if I also sell online?
Online sales that land in your bank account show up in your statements, so lenders can see them alongside in-store sales.
Will applying affect my credit?
No. RushFi doesn’t run a credit check when you apply. Some lenders may check your credit before making an offer, and they’ll tell you first.
How much can I get?
It depends mostly on your monthly revenue and time in business. Your advisor will show you real offers, not estimates.
How is it repaid?
Usually through small automatic payments from your business bank account. Your offer will show the total payback, the payment and the schedule up front.
Is RushFi a lender?
No. RushFi is a broker. We match you with lenders in our network, and the lender you choose provides the funding.
RushFi doesn’t run a credit check. Lenders may check credit before making an offer. RushFi is a broker, not a lender.