RushFi for beauty salons and barbershops
Same salon.
Funding for your
new chairs.
Banks see appointments and tips, not collateral. Our lenders look at the card payments that land after every cut and color.
No credit check to apply · Decisions in days · No obligation
Business checking · this week
Example only. Every business is different.
Your bank is judging the wrong thing.
A booked-out calendar doesn’t show up on a credit report. Banks see a small business with little to pledge, not the regulars who rebook.
High risk
Little collateral, small tickets
2–3 yrs
Of tax returns and financials
Weeks
While chairs sit empty
RushFi doesn’t guess.
Lenders in our network fund beauty salons and barbershops on what your business actually brings in. Not a credit score. Not a stack of tax returns.
Same business. A different answer.
Approved on revenue
Your deposits tell lenders more than a credit score does.
Decisions in days
No months-long bank underwriting. Most of the work is your statements.
Every option, one application
Cash advance, line of credit, term loan, equipment and SBA.
More options. Faster. Less paperwork.
Revenue-based funding noun
Funding based on your business’s sales. A lender provides money up front, and it’s repaid from your revenue over time. One application reaches every lender that fits.
The Process
Built around how beauty salons and barbershops actually run. A real advisor with you from application to funding.
Step 01 — Apply
Five minutes. No credit check.
Tell us about your salon
A short application from your phone or the office.
Connect your bank statements
Secure, read-only. Or upload them.
Your advisor takes it from there
No business plan, projections or tax returns.
Works with how beauty salons and barbershops get paid.
If it lands in your bank account, lenders can see it.
Step 02 — Match
Every lender that fits. At once.
- Your file goes to the lenders that fund beauty salons and barbershops
- Matched on revenue, time in business and industry
- One no doesn’t end it. You see the other options
Built for beauty salons and barbershops
Big openings are our specialty.
A new location or a full set of chairs costs money before the first appointment. Here’s what a typical week can look like.
- Day 0Finds a spot for shop twoBuildout due before opening
- Day 0Applies with RushFiFive minutes, between clients
- Day 1Matched with lendersRevenue, not credit score
- Day 2Offers side by sideAdvisor walks through payback
- Day 3Signs with the lenderLender sends the funds
- Day 5Chairs and stations orderedOpening date on the books
Still reviewing
Chairs ordered
Step 03 — Compare
Every offer, side by side. Pick the best one.
- Amount, total payback and payment, up front
- An advisor walks you through each one
- No obligation to accept anything
Example offers. Real terms come from the lender.
Step 04 — Done
As easy as 1 2 3, Funded.
You sign with the lender you pick, and the lender funds you. That’s it.
Your salon gets funded. Faster.
Better money next time.
Questions, answered.
Straight answers on cost, credit and how RushFi works for beauty salons and barbershops.
Do booth renters and tips count?
Whatever lands in your business bank account shows up in your statements, so lenders can see it. Your advisor will walk through what counts.
Can I get funding if I'm a smaller shop?
It depends on your time in business and monthly revenue. Apply and your advisor will show you what fits.
Can I use it to open a second location?
Yes. Many owners use funding for buildouts, equipment and the first few months of payroll.
Will applying affect my credit?
No. RushFi doesn’t run a credit check when you apply. Some lenders may check your credit before making an offer, and they’ll tell you first.
How much can I get?
It depends mostly on your monthly revenue and time in business. Your advisor will show you real offers, not estimates.
How is it repaid?
Usually through small automatic payments from your business bank account. Your offer will show the total payback, the payment and the schedule up front.
Is RushFi a lender?
No. RushFi is a broker. We match you with lenders in our network, and the lender you choose provides the funding.
RushFi doesn’t run a credit check. Lenders may check credit before making an offer. RushFi is a broker, not a lender.