RushFi for construction and general contractors
Same crew.
Funding for your
materials.
Banks see lumpy invoices and long payment cycles. Our lenders look at the progress payments and deposits that keep landing in your account.
No credit check to apply · Decisions in days · No obligation
Business checking · this week
Example only. Every business is different.
Your bank is judging the wrong thing.
You fund the lumber, the subs and the payroll long before the client pays. Banks see the cash gap, not the signed contract behind it.
High risk
Uneven deposits, slow payers
2–3 yrs
Of financials and job schedules
Weeks
While the job start date slips
RushFi doesn’t guess.
Lenders in our network fund construction and general contractors on what your business actually brings in. Not a credit score. Not a stack of tax returns.
Same business. A different answer.
Approved on revenue
Your deposits tell lenders more than a credit score does.
Decisions in days
No months-long bank underwriting. Most of the work is your statements.
Every option, one application
Cash advance, line of credit, term loan, equipment and SBA.
More options. Faster. Less paperwork.
Revenue-based funding noun
Funding based on your business’s sales. A lender provides money up front, and it’s repaid from your revenue over time. One application reaches every lender that fits.
The Process
Built around how construction and general contractors actually run. A real advisor with you from application to funding.
Step 01 — Apply
Five minutes. No credit check.
Tell us about your crew
A short application from your phone or the office.
Connect your bank statements
Secure, read-only. Or upload them.
Your advisor takes it from there
No business plan, projections or tax returns.
Works with how construction and general contractors get paid.
If it lands in your bank account, lenders can see it.
Step 02 — Match
Every lender that fits. At once.
- Your file goes to the lenders that fund construction and general contractors
- Matched on revenue, time in business and industry
- One no doesn’t end it. You see the other options
Built for construction and general contractors
Big contracts are our specialty.
A signed job still needs materials and payroll up front. Here’s what a typical week can look like.
- Day 0Wins a large remodel jobMaterials due before first draw
- Day 0Applies with RushFiFive minutes, from the truck
- Day 1Matched with lendersRevenue, not credit score
- Day 2Offers side by sideAdvisor walks through payback
- Day 3Signs with the lenderLender sends the funds
- Day 5Materials deliveredCrew starts on schedule
Still reviewing
Job started
Step 03 — Compare
Every offer, side by side. Pick the best one.
- Amount, total payback and payment, up front
- An advisor walks you through each one
- No obligation to accept anything
Example offers. Real terms come from the lender.
Step 04 — Done
As easy as 1 2 3, Funded.
You sign with the lender you pick, and the lender funds you. That’s it.
Your crew gets funded. Faster.
Better money next time.
Questions, answered.
Straight answers on cost, credit and how RushFi works for construction and general contractors.
Can I get funding while I wait on a client payment?
Lenders look at the deposits in your bank statements. Apply and your advisor will show you what fits your cash flow.
Can I use it to buy materials for a new job?
Yes. Many contractors use funding to cover materials and payroll before the first draw arrives.
Do I need to put up my equipment as collateral?
It depends on the product. A cash advance is typically based on your revenue, while equipment financing may use the equipment itself. Your advisor will explain each option.
Will applying affect my credit?
No. RushFi doesn’t run a credit check when you apply. Some lenders may check your credit before making an offer, and they’ll tell you first.
How much can I get?
It depends mostly on your monthly revenue and time in business. Your advisor will show you real offers, not estimates.
How is it repaid?
Usually through small automatic payments from your business bank account. Your offer will show the total payback, the payment and the schedule up front.
Is RushFi a lender?
No. RushFi is a broker. We match you with lenders in our network, and the lender you choose provides the funding.
RushFi doesn’t run a credit check. Lenders may check credit before making an offer. RushFi is a broker, not a lender.