RushFi for e-commerce brands
Same store.
Funding for your
inventory.
Banks don’t know what to make of ad spend and inventory cycles. Our lenders look at the payouts from your processors, the sales you already make.
No credit check to apply · Decisions in days · No obligation
Business checking · this week
Example only. Every business is different.
Your bank is judging the wrong thing.
You pay for inventory and ads before the sales arrive. Banks see the outflow and little collateral, not the orders already coming in.
High risk
Little collateral, fast-moving
2–3 yrs
Of returns and financials
Weeks
While the supplier deadline passes
RushFi doesn’t guess.
Lenders in our network fund e-commerce brands on what your business actually brings in. Not a credit score. Not a stack of tax returns.
Same business. A different answer.
Approved on revenue
Your deposits tell lenders more than a credit score does.
Decisions in days
No months-long bank underwriting. Most of the work is your statements.
Every option, one application
Cash advance, line of credit, term loan, equipment and SBA.
More options. Faster. Less paperwork.
Revenue-based funding noun
Funding based on your business’s sales. A lender provides money up front, and it’s repaid from your revenue over time. One application reaches every lender that fits.
The Process
Built around how e-commerce brands actually run. A real advisor with you from application to funding.
Step 01 — Apply
Five minutes. No credit check.
Tell us about your store
A short application from your phone or the office.
Connect your bank statements
Secure, read-only. Or upload them.
Your advisor takes it from there
No business plan, projections or tax returns.
Works with how e-commerce brands get paid.
If it lands in your bank account, lenders can see it.
Step 02 — Match
Every lender that fits. At once.
- Your file goes to the lenders that fund e-commerce brands
- Matched on revenue, time in business and industry
- One no doesn’t end it. You see the other options
Built for e-commerce brands
Inventory windows are our specialty.
A bestseller is running low, and the manufacturer needs payment before it ships. Here’s what a typical week can look like.
- Day 0Bestseller is nearly sold outReorder due before Q4
- Day 0Applies with RushFiFive minutes, from the laptop
- Day 1Matched with lendersSales, not credit score
- Day 2Offers side by sideAdvisor walks through payback
- Day 3Signs with the lenderLender sends the funds
- Day 4Reorder paid to supplierStock on the way
Still reviewing
Reorder placed
Step 03 — Compare
Every offer, side by side. Pick the best one.
- Amount, total payback and payment, up front
- An advisor walks you through each one
- No obligation to accept anything
Example offers. Real terms come from the lender.
Step 04 — Done
As easy as 1 2 3, Funded.
You sign with the lender you pick, and the lender funds you. That’s it.
Your store gets funded. Faster.
Better money next time.
Questions, answered.
Straight answers on cost, credit and how RushFi works for e-commerce brands.
Do marketplace payouts count as revenue?
Payouts from Shopify, Amazon, Etsy and others land in your bank account, so lenders can see them in your statements.
Can I use it for ad spend?
Many owners use funding for inventory and marketing. Your advisor can talk through which products fit your plans.
Can I get funding if my business is under a year old?
It depends on your time in business and monthly revenue. Apply and your advisor will show you what might fit.
Will applying affect my credit?
No. RushFi doesn’t run a credit check when you apply. Some lenders may check your credit before making an offer, and they’ll tell you first.
How much can I get?
It depends mostly on your monthly revenue and time in business. Your advisor will show you real offers, not estimates.
How is it repaid?
Usually through small automatic payments from your business bank account. Your offer will show the total payback, the payment and the schedule up front.
Is RushFi a lender?
No. RushFi is a broker. We match you with lenders in our network, and the lender you choose provides the funding.
RushFi doesn’t run a credit check. Lenders may check credit before making an offer. RushFi is a broker, not a lender.