RushFi for daycare and childcare
Same center.
Funding for your
new classroom.
Banks see tight margins and heavy staffing. Our lenders see the tuition payments that arrive in your account on a steady schedule.
No credit check to apply · Decisions in days · No obligation
Business checking · this week
Example only. Every business is different.
Your bank is judging the wrong thing.
Full classrooms and waitlists don’t show up on a credit report. Banks see thin margins and a payroll-heavy business.
Thin
Before they see enrollment
2–3 yrs
Of tax returns and financials
Weeks
While enrollment spots fill up
RushFi doesn’t guess.
Lenders in our network fund daycare and childcare on what your business actually brings in. Not a credit score. Not a stack of tax returns.
Same business. A different answer.
Approved on revenue
Your deposits tell lenders more than a credit score does.
Decisions in days
No months-long bank underwriting. Most of the work is your statements.
Every option, one application
Cash advance, line of credit, term loan, equipment and SBA.
More options. Faster. Less paperwork.
Revenue-based funding noun
Funding based on your business’s sales. A lender provides money up front, and it’s repaid from your revenue over time. One application reaches every lender that fits.
The Process
Built around how daycare and childcare actually run. A real advisor with you from application to funding.
Step 01 — Apply
Five minutes. No credit check.
Tell us about your center
A short application from your phone or the office.
Connect your bank statements
Secure, read-only. Or upload them.
Your advisor takes it from there
No business plan, projections or tax returns.
Works with how daycare and childcare get paid.
If it lands in your bank account, lenders can see it.
Step 02 — Match
Every lender that fits. At once.
- Your file goes to the lenders that fund daycare and childcare
- Matched on revenue, time in business and industry
- One no doesn’t end it. You see the other options
Built for daycare and childcare
Growth and repairs are our specialty.
A long waitlist means lost families. Here’s what a typical week can look like.
- Day 0Waitlist hits 30 familiesNew room build-out: $32,000
- Day 0Applies with RushFiFive minutes, after pickup
- Day 1Matched with lendersTuition revenue, not credit
- Day 2Offers side by sideAdvisor walks through payback
- Day 3Signs with the lenderLender sends the funds
- Day 5Build-out beginsRoom ready for fall
Still reviewing
New room open
Step 03 — Compare
Every offer, side by side. Pick the best one.
- Amount, total payback and payment, up front
- An advisor walks you through each one
- No obligation to accept anything
Example offers. Real terms come from the lender.
Step 04 — Done
As easy as 1 2 3, Funded.
You sign with the lender you pick, and the lender funds you. That’s it.
Your center gets funded. Faster.
Better money next time.
Questions, answered.
Straight answers on cost, credit and how RushFi works for daycare and childcare.
Do state subsidy payments count as revenue?
They land in your bank account, so lenders can see them in your statements alongside parent tuition.
Can I use funding for a new classroom or playground?
Often, yes. Your advisor can show you cash advances and other options that may fit a build-out.
Does applying affect my credit?
RushFi runs no credit check. Some lenders may check later, and your advisor will explain before you sign.
Will applying affect my credit?
No. RushFi doesn’t run a credit check when you apply. Some lenders may check your credit before making an offer, and they’ll tell you first.
How much can I get?
It depends mostly on your monthly revenue and time in business. Your advisor will show you real offers, not estimates.
How is it repaid?
Usually through small automatic payments from your business bank account. Your offer will show the total payback, the payment and the schedule up front.
Is RushFi a lender?
No. RushFi is a broker. We match you with lenders in our network, and the lender you choose provides the funding.
RushFi doesn’t run a credit check. Lenders may check credit before making an offer. RushFi is a broker, not a lender.