RushFi for electrical contractors

Same shop.
Funding for your
wire and gear.

Banks see long payment cycles on commercial work. Our lenders see the progress payments and service-call deposits that arrive in your account.

No credit check to apply · Decisions in days · No obligation

rushfi · your electrical shop
1 Deposits2 Bank3 Match4 Offer

Business checking · this week

ThuCommercial check deposit+$8,400
FriProperty mgmt · ACH+$4,600
SatCard payments · Stripe+$1,350
SunPanel upgrade · Zelle+$900
Deposited$15,250

Example only. Every business is different.

Your bank is judging the wrong contract.

Electricians front wire, gear and labor on commercial jobs and wait 30 to 90 days for general contractors to pay. Banks see a gap instead of a backlog.

bank review · your electrical shop3 problems found
How banks often see subcontractors

Slow pay

Because GCs pay on their schedule

What they ask for

2–3 yrs

Of tax returns and financials

Pay terms on commercial jobs

30–90 days

While your crew gets paid weekly

What that costs you Bids you pass on. Crews that wait on a check you don’t control.

RushFi doesn’t guess.

Lenders in our network fund electrical contractors on what your business actually brings in. Not a credit score. Not a stack of tax returns.

rushfi.co/compare · electrical-contractors
BankRushFi
Approval based onCredit score + collateralMonthly revenue
PaperworkTax returns, business planBank statements
DecisionOften weeksTypically days
If it’s a noStart overOther options shown

Same business. A different answer.

Approved on revenue

Your deposits tell lenders more than a credit score does.

Decisions in days

No months-long bank underwriting. Most of the work is your statements.

Every option, one application

Cash advance, line of credit, term loan, equipment and SBA.

More options. Faster. Less paperwork.

rushfi · matching
Lender AMerchant cash advanceChecking…
Lender BLine of creditChecking…
Lender CTerm loanChecking…
Lender DEquipment financingChecking…
Lender ESBA loanChecking…

Revenue-based funding noun

Funding based on your business’s sales. A lender provides money up front, and it’s repaid from your revenue over time. One application reaches every lender that fits.

The Process

Built around how electrical contractors actually run. A real advisor with you from application to funding.

Step 01 — Apply

Five minutes. No credit check.

01

Tell us about your electrical shop

A short application from your phone or the office.

02

Connect your bank statements

Secure, read-only. Or upload them.

03

Your advisor takes it from there

No business plan, projections or tax returns.

Works with how electrical contractors get paid.

If it lands in your bank account, lenders can see it.

GC progress paymentsCommercial checksACHSquareStripeProperty managers
your file · lenders
Business typeElectrical contractor
Time in business5 years
Monthly deposits$118,000
Funding needed$50,000
✓ Sent to every lender that fits

Step 02 — Match

Every lender that fits. At once.

  • Your file goes to the lenders that fund electrical contractors
  • Matched on revenue, time in business and industry
  • One no doesn’t end it. You see the other options

Built for electrical contractors

Big contracts need cash before checks.

Winning a commercial bid is great until you have to buy the gear and cover the crew before the first payment arrives. Here’s what a typical week can look like.

Wire and materialsService vansTools and testing gearPayrollPermits and bondsBig contract
one week · with RushFi
  1. Day 0Wins a tenant buildout bidGear and labor due first
  2. Day 0Applies with RushFiFive minutes, from the office
  3. Day 1Matched with lendersRevenue, not credit score
  4. Day 2Offers side by sideAdvisor walks through payback
  5. Day 3Signs with the lenderLender sends the funds
  6. Day 4Gear bought, crew startsJob starts on schedule
A bank loan, same week

Still reviewing

Through RushFi

Job started

Step 03 — Compare

Every offer, side by side. Pick the best one.

  • Amount, total payback and payment, up front
  • An advisor walks you through each one
  • No obligation to accept anything
your offers · example
Merchant cash advanceDaily, from sales · Fastest$45,000
Line of creditWeekly · Draw as needed$30,000
Equipment financingMonthly · Equipment secures it$18,000

Example offers. Real terms come from the lender.

Step 04 — Done

As easy as 1 2 3, Funded.

You sign with the lender you pick, and the lender funds you. That’s it.

✓ No real estate put up✓ No equipment pledged✓ No changes to how you run

Your electrical shop gets funded. Faster.
Better money next time.

Questions, answered.

Straight answers on cost, credit and how RushFi works for electrical contractors.

Can I get funding while I wait on a general contractor?

Lenders look at your overall deposits, not just open invoices. Your advisor will explain how slow-paying clients may affect your options.

Can funding cover bonds, permits or insurance?

Funds can generally be used for business expenses. Your advisor will walk through the details for your situation.

Do you charge me to apply?

No. RushFi is a broker, and applying costs you nothing. Any cost is shown in the lender’s offer before you sign.

Will applying affect my credit?

No. RushFi doesn’t run a credit check when you apply. Some lenders may check your credit before making an offer, and they’ll tell you first.

How much can I get?

It depends mostly on your monthly revenue and time in business. Your advisor will show you real offers, not estimates.

How is it repaid?

Usually through small automatic payments from your business bank account. Your offer will show the total payback, the payment and the schedule up front.

Is RushFi a lender?

No. RushFi is a broker. We match you with lenders in our network, and the lender you choose provides the funding.

RushFi doesn’t run a credit check. Lenders may check credit before making an offer. RushFi is a broker, not a lender.