RushFi for equipment rental companies

Same fleet.
Funding for your
new units.

Banks see big asset costs and slow payback. Our lenders look at your deposits: the rental payments and invoices that come in week after week.

No credit check to apply · Decisions in days · No obligation

rushfi · your fleet
1 Deposits2 Bank3 Match4 Offer

Business checking · this week

ThuStripe · online rentals+$1,900
FriACH · contractor rentals+$9,200
SatCard batch · Square+$3,100
SunCheck deposit+$2,200
Deposited$16,400

Example only. Every business is different.

Your bank is judging the wrong thing.

A fleet out on rent is money coming in, but banks focus on what it cost. Your busiest weeks are when you most need another unit.

bank review · your fleet3 problems found
How banks often see rental fleets

Capital heavy

Large asset base to finance

What they ask for

2–3 yrs

Of tax returns and financials

Time to a decision

Weeks

While a unit sits in the shop

What that costs you Customers renting from the competition. A unit down during the busy season.

RushFi doesn’t guess.

Lenders in our network fund equipment rental companies on what your business actually brings in. Not a credit score. Not a stack of tax returns.

rushfi.co/compare · equipment-rental
BankRushFi
Approval based onCredit score + collateralMonthly revenue
PaperworkTax returns, business planBank statements
DecisionOften weeksTypically days
If it’s a noStart overOther options shown

Same business. A different answer.

Approved on revenue

Your deposits tell lenders more than a credit score does.

Decisions in days

No months-long bank underwriting. Most of the work is your statements.

Every option, one application

Cash advance, line of credit, term loan, equipment and SBA.

More options. Faster. Less paperwork.

rushfi · matching
Lender AMerchant cash advanceChecking…
Lender BLine of creditChecking…
Lender CTerm loanChecking…
Lender DEquipment financingChecking…
Lender ESBA loanChecking…

Revenue-based funding noun

Funding based on your business’s sales. A lender provides money up front, and it’s repaid from your revenue over time. One application reaches every lender that fits.

The Process

Built around how equipment rental companies actually run. A real advisor with you from application to funding.

Step 01 — Apply

Five minutes. No credit check.

01

Tell us about your fleet

A short application from your phone or the office.

02

Connect your bank statements

Secure, read-only. Or upload them.

03

Your advisor takes it from there

No business plan, projections or tax returns.

Works with how equipment rental companies get paid.

If it lands in your bank account, lenders can see it.

ACHSquareStripeCredit cardCheckWeekly invoicesAccount billing
your file · lenders
Business typeEquipment rental
Time in business5 years
Monthly deposits$102,000
Funding needed$80,000
✓ Sent to every lender that fits

Step 02 — Match

Every lender that fits. At once.

  • Your file goes to the lenders that fund equipment rental companies
  • Matched on revenue, time in business and industry
  • One no doesn’t end it. You see the other options

Built for equipment rental companies

Every idle unit is lost rent.

A broken-down excavator doesn’t earn, and a customer who can’t get one goes elsewhere. Here’s what a typical week can look like.

New unitsMajor repairsTrailers and trucksYard expansionPeak-season demandMaintenance
one week · with RushFi
  1. Day 0Key unit breaks downMajor repair, parts on order
  2. Day 0Applies with RushFiFive minutes, from the yard
  3. Day 1Matched with lendersRevenue, not credit score
  4. Day 2Offers side by sideAdvisor walks through payback
  5. Day 3Signs with the lenderLender sends the funds
  6. Day 5Unit back on rentContractor booking kept
A bank loan, same week

Still reviewing

Through RushFi

Back on rent

Step 03 — Compare

Every offer, side by side. Pick the best one.

  • Amount, total payback and payment, up front
  • An advisor walks you through each one
  • No obligation to accept anything
your offers · example
Merchant cash advanceDaily, from sales · Fastest$45,000
Line of creditWeekly · Draw as needed$30,000
Equipment financingMonthly · Equipment secures it$18,000

Example offers. Real terms come from the lender.

Step 04 — Done

As easy as 1 2 3, Funded.

You sign with the lender you pick, and the lender funds you. That’s it.

✓ No real estate put up✓ No equipment pledged✓ No changes to how you run

Your fleet gets funded. Faster.
Better money next time.

Questions, answered.

Straight answers on cost, credit and how RushFi works for equipment rental companies.

Can I use funding for new equipment?

Yes. You can use a cash advance, or your advisor may show you equipment financing from the same application.

Do contractor invoices count as revenue?

Payments that land in your bank account appear on your statements, so lenders can see them.

How quickly could I get a decision?

Decisions typically come in days, not weeks, though timing depends on the lender and your application.

Will applying affect my credit?

No. RushFi doesn’t run a credit check when you apply. Some lenders may check your credit before making an offer, and they’ll tell you first.

How much can I get?

It depends mostly on your monthly revenue and time in business. Your advisor will show you real offers, not estimates.

How is it repaid?

Usually through small automatic payments from your business bank account. Your offer will show the total payback, the payment and the schedule up front.

Is RushFi a lender?

No. RushFi is a broker. We match you with lenders in our network, and the lender you choose provides the funding.

RushFi doesn’t run a credit check. Lenders may check credit before making an offer. RushFi is a broker, not a lender.