RushFi for florists

Same shop.
Funding for your
Valentine’s.

Banks see perishable stock and a few huge weeks a year. Our lenders look at the card sales and wire-service payouts that land in your account.

No credit check to apply · Decisions in days · No obligation

rushfi · your shop
1 Deposits2 Bank3 Match4 Offer

Business checking · this week

ThuWedding deposits · Stripe+$2,650
FriCard batch · Square+$2,310
SatCard batch · Square+$1,760
SunShopify Payments payout+$690
Deposited$7,410

Example only. Every business is different.

Your bank doesn’t see the holiday rush.

Valentine’s Day and Mother’s Day can make the year, but flowers must be bought before they’re sold. Banks see the risk, not the plan.

bank review · your shop3 problems found
How banks often see florists

Perishable

Before they look at sales

What they ask for

2–3 yrs

Of returns and projections

Time to a decision

Weeks

While the holiday gets closer

What that costs you Short orders on the biggest week. A cooler that fails with a full stock. Wedding work you had to pass on.

RushFi doesn’t guess.

Lenders in our network fund florists on what your business actually brings in. Not a credit score. Not a stack of tax returns.

rushfi.co/compare · florists
BankRushFi
Approval based onCredit score + collateralMonthly revenue
PaperworkTax returns, business planBank statements
DecisionOften weeksTypically days
If it’s a noStart overOther options shown

Same business. A different answer.

Approved on revenue

Your deposits tell lenders more than a credit score does.

Decisions in days

No months-long bank underwriting. Most of the work is your statements.

Every option, one application

Cash advance, line of credit, term loan, equipment and SBA.

More options. Faster. Less paperwork.

rushfi · matching
Lender AMerchant cash advanceChecking…
Lender BLine of creditChecking…
Lender CTerm loanChecking…
Lender DEquipment financingChecking…
Lender ESBA loanChecking…

Revenue-based funding noun

Funding based on your business’s sales. A lender provides money up front, and it’s repaid from your revenue over time. One application reaches every lender that fits.

The Process

Built around how florists actually run. A real advisor with you from application to funding.

Step 01 — Apply

Five minutes. No credit check.

01

Tell us about your shop

A short application from your phone or the office.

02

Connect your bank statements

Secure, read-only. Or upload them.

03

Your advisor takes it from there

No business plan, projections or tax returns.

Works with how florists get paid.

If it lands in your bank account, lenders can see it.

SquareCloverShopify PaymentsStripeWire servicesEvent depositsCash and card
your file · lenders
Business typeFlorist
Time in business4 years
Monthly deposits$34,200
Funding needed$20,000
✓ Sent to every lender that fits

Step 02 — Match

Every lender that fits. At once.

  • Your file goes to the lenders that fund florists
  • Matched on revenue, time in business and industry
  • One no doesn’t end it. You see the other options

Built for florists

The holiday rush needs stock before the sales.

Flowers, helpers and delivery all have to be paid for ahead of the biggest days of the year. Here’s what a typical week can look like.

Holiday stockA new coolerA delivery vanSeasonal hiresWedding suppliesSlow season
one week · with RushFi
  1. Day 0Holiday pre-orders pile upStock order is due first
  2. Day 0Applies with RushFiFive minutes, between arrangements
  3. Day 1Matched with lendersSales, not credit score
  4. Day 2Offers side by sideAdvisor walks through payback
  5. Day 3Signs with the lenderLender sends the funds
  6. Day 4Stock order placedEvery pre-order filled
A bank loan, same week

Still reviewing

Through RushFi

Orders filled

Step 03 — Compare

Every offer, side by side. Pick the best one.

  • Amount, total payback and payment, up front
  • An advisor walks you through each one
  • No obligation to accept anything
your offers · example
Merchant cash advanceDaily, from sales · Fastest$45,000
Line of creditWeekly · Draw as needed$30,000
Equipment financingMonthly · Equipment secures it$18,000

Example offers. Real terms come from the lender.

Step 04 — Done

As easy as 1 2 3, Funded.

You sign with the lender you pick, and the lender funds you. That’s it.

✓ No real estate put up✓ No equipment pledged✓ No changes to how you run

Your shop gets funded. Faster.
Better money next time.

Questions, answered.

Straight answers on cost, credit and how RushFi works for florists.

Can I get funding if most of my sales come in a few weeks?

Lenders look at your overall deposits. Your advisor will show you what may fit for a seasonal pattern.

Do wire-service and online order payouts count?

They show up in your bank statements, so lenders can see them alongside your in-store card sales.

Can I use it to buy a cooler or van?

Yes. You can use a cash advance for equipment, or your advisor may show you equipment financing from the same application.

Will applying affect my credit?

No. RushFi doesn’t run a credit check when you apply. Some lenders may check your credit before making an offer, and they’ll tell you first.

How much can I get?

It depends mostly on your monthly revenue and time in business. Your advisor will show you real offers, not estimates.

How is it repaid?

Usually through small automatic payments from your business bank account. Your offer will show the total payback, the payment and the schedule up front.

Is RushFi a lender?

No. RushFi is a broker. We match you with lenders in our network, and the lender you choose provides the funding.

RushFi doesn’t run a credit check. Lenders may check credit before making an offer. RushFi is a broker, not a lender.