RushFi for furniture stores
Same showroom.
Funding for your
floor models.
Banks see long supplier terms and big-ticket sales that come in bursts. Our lenders look at your deposits: card sales and financing payouts.
No credit check to apply · Decisions in days · No obligation
Business checking · this week
Example only. Every business is different.
Banks don’t see the showroom traffic.
You pay suppliers weeks before a sofa sells, and customers often put down a deposit and wait for delivery. Banks see slow turns, not steady demand.
Slow turns
Cash tied up in stock
2–3 yrs
Of tax returns and financials
Weeks
While the container sits
RushFi doesn’t guess.
Lenders in our network fund furniture stores on what your business actually brings in. Not a credit score. Not a stack of tax returns.
Same business. A different answer.
Approved on revenue
Your deposits tell lenders more than a credit score does.
Decisions in days
No months-long bank underwriting. Most of the work is your statements.
Every option, one application
Cash advance, line of credit, term loan, equipment and SBA.
More options. Faster. Less paperwork.
Revenue-based funding noun
Funding based on your business’s sales. A lender provides money up front, and it’s repaid from your revenue over time. One application reaches every lender that fits.
The Process
Built around how furniture stores actually run. A real advisor with you from application to funding.
Step 01 — Apply
Five minutes. No credit check.
Tell us about your showroom
A short application from your phone or the office.
Connect your bank statements
Secure, read-only. Or upload them.
Your advisor takes it from there
No business plan, projections or tax returns.
Works with how furniture stores get paid.
If it lands in your bank account, lenders can see it.
Step 02 — Match
Every lender that fits. At once.
- Your file goes to the lenders that fund furniture stores
- Matched on revenue, time in business and industry
- One no doesn’t end it. You see the other options
Built for furniture stores
Inventory moves when you can pay for it.
When a supplier runs a container deal, you can fill the showroom or watch it go. Here’s what a typical week can look like.
- Day 0Supplier offers a containerNeeds payment this week
- Day 0Applies with RushFiFive minutes, from the office
- Day 1Matched with lendersRevenue, not credit score
- Day 2Offers side by sideAdvisor walks through payback
- Day 3Signs with the lenderLender sends the funds
- Day 5Container orderedShowroom restocked
Still reviewing
Showroom full
Step 03 — Compare
Every offer, side by side. Pick the best one.
- Amount, total payback and payment, up front
- An advisor walks you through each one
- No obligation to accept anything
Example offers. Real terms come from the lender.
Step 04 — Done
As easy as 1 2 3, Funded.
You sign with the lender you pick, and the lender funds you. That’s it.
Your showroom gets funded. Faster.
Better money next time.
Questions, answered.
Straight answers on cost, credit and how RushFi works for furniture stores.
Do customer deposits and financing payouts count?
They land in your bank account, so lenders can see them in your statements along with card sales.
Can I fund a big inventory order?
Many owners use funding for stock ahead of a busy season. Your advisor will show you what fits.
Can I buy a delivery truck with it?
Yes. You can use a cash advance, or your advisor may show you equipment financing from the same application.
Will applying affect my credit?
No. RushFi doesn’t run a credit check when you apply. Some lenders may check your credit before making an offer, and they’ll tell you first.
How much can I get?
It depends mostly on your monthly revenue and time in business. Your advisor will show you real offers, not estimates.
How is it repaid?
Usually through small automatic payments from your business bank account. Your offer will show the total payback, the payment and the schedule up front.
Is RushFi a lender?
No. RushFi is a broker. We match you with lenders in our network, and the lender you choose provides the funding.
RushFi doesn’t run a credit check. Lenders may check credit before making an offer. RushFi is a broker, not a lender.