RushFi for grocery stores and markets
Same market.
Funding for your
produce order.
Banks see razor-thin margins and perishable stock. Our lenders see the card batches, EBT deposits and cash that come in every day.
No credit check to apply · Decisions in days · No obligation
Business checking · this week
Example only. Every business is different.
Your bank is judging the wrong shelf.
Groceries turn inventory fast and keep small margins, and banks treat that as fragile. The distributor still expects payment on time.
Low margin
Even with daily foot traffic
2–3 yrs
Of tax returns and financials
Weeks
While the produce spoils
RushFi doesn’t guess.
Lenders in our network fund grocery stores and markets on what your business actually brings in. Not a credit score. Not a stack of tax returns.
Same business. A different answer.
Approved on revenue
Your deposits tell lenders more than a credit score does.
Decisions in days
No months-long bank underwriting. Most of the work is your statements.
Every option, one application
Cash advance, line of credit, term loan, equipment and SBA.
More options. Faster. Less paperwork.
Revenue-based funding noun
Funding based on your business’s sales. A lender provides money up front, and it’s repaid from your revenue over time. One application reaches every lender that fits.
The Process
Built around how grocery stores and markets actually run. A real advisor with you from application to funding.
Step 01 — Apply
Five minutes. No credit check.
Tell us about your market
A short application from your phone or the office.
Connect your bank statements
Secure, read-only. Or upload them.
Your advisor takes it from there
No business plan, projections or tax returns.
Works with how grocery stores and markets get paid.
If it lands in your bank account, lenders can see it.
Step 02 — Match
Every lender that fits. At once.
- Your file goes to the lenders that fund grocery stores and markets
- Matched on revenue, time in business and industry
- One no doesn’t end it. You see the other options
Built for grocery stores and markets
Spoilage doesn’t wait for a decision.
When a freezer fails or a holiday order is due, a market can’t pause. Here’s what a typical week can look like.
- Day 0Walk-in freezer failsStock at risk, quote: $16,000
- Day 0Applies with RushFiFive minutes, from the back office
- Day 1Matched with lendersRevenue, not credit score
- Day 2Offers side by sideAdvisor walks through payback
- Day 3Signs with the lenderLender sends the funds
- Day 4Freezer replacedHoliday stock saved
Still reviewing
Freezer running
Step 03 — Compare
Every offer, side by side. Pick the best one.
- Amount, total payback and payment, up front
- An advisor walks you through each one
- No obligation to accept anything
Example offers. Real terms come from the lender.
Step 04 — Done
As easy as 1 2 3, Funded.
You sign with the lender you pick, and the lender funds you. That’s it.
Your market gets funded. Faster.
Better money next time.
Questions, answered.
Straight answers on cost, credit and how RushFi works for grocery stores and markets.
Do EBT and SNAP deposits count as revenue?
They show up in your bank statements, so lenders can see them alongside card and cash sales.
Can I use funding to buy inventory before a holiday?
Yes, many market owners do. Your advisor can show you options that fit your timing.
Is a small neighborhood market eligible?
It depends on your time in business and monthly deposits. Apply and your advisor will show what fits. Applying doesn’t affect your credit.
Will applying affect my credit?
No. RushFi doesn’t run a credit check when you apply. Some lenders may check your credit before making an offer, and they’ll tell you first.
How much can I get?
It depends mostly on your monthly revenue and time in business. Your advisor will show you real offers, not estimates.
How is it repaid?
Usually through small automatic payments from your business bank account. Your offer will show the total payback, the payment and the schedule up front.
Is RushFi a lender?
No. RushFi is a broker. We match you with lenders in our network, and the lender you choose provides the funding.
RushFi doesn’t run a credit check. Lenders may check credit before making an offer. RushFi is a broker, not a lender.