RushFi for gyms and fitness studios
Same gym.
Funding for your
new equipment.
Banks see a lease and a lot of fixed costs. Our lenders see the recurring membership drafts that land in your account every month.
No credit check to apply · Decisions in days · No obligation
Business checking · this week
Example only. Every business is different.
Your bank is judging the wrong thing.
A roster of members paying every month is steady revenue, but it doesn’t show up on a credit report. Banks tend to see a lease and heavy equipment, then take weeks to answer.
High risk
Before they look at your drafts
2–3 yrs
Of tax returns and financials
Weeks
While the rack sits on a wishlist
RushFi doesn’t guess.
Lenders in our network fund gyms and fitness studios on what your business actually brings in. Not a credit score. Not a stack of tax returns.
Same business. A different answer.
Approved on revenue
Your deposits tell lenders more than a credit score does.
Decisions in days
No months-long bank underwriting. Most of the work is your statements.
Every option, one application
Cash advance, line of credit, term loan, equipment and SBA.
More options. Faster. Less paperwork.
Revenue-based funding noun
Funding based on your business’s sales. A lender provides money up front, and it’s repaid from your revenue over time. One application reaches every lender that fits.
The Process
Built around how gyms and fitness studios actually run. A real advisor with you from application to funding.
Step 01 — Apply
Five minutes. No credit check.
Tell us about your gym
A short application from your phone or the office.
Connect your bank statements
Secure, read-only. Or upload them.
Your advisor takes it from there
No business plan, projections or tax returns.
Works with how gyms and fitness studios get paid.
If it lands in your bank account, lenders can see it.
Step 02 — Match
Every lender that fits. At once.
- Your file goes to the lenders that fund gyms and fitness studios
- Matched on revenue, time in business and industry
- One no doesn’t end it. You see the other options
Built for gyms and fitness studios
Equipment and expansion are our specialty.
Members leave when the cardio floor is half broken. Here’s what a typical week can look like.
- Day 0Treadmills fail inspectionReplacement quote: $38,000
- Day 0Applies with RushFiFive minutes, from the front desk
- Day 1Matched with lendersMembership revenue, not credit
- Day 2Offers side by sideAdvisor walks through payback
- Day 3Signs with the lenderLender sends the funds
- Day 5New floor installedReady before the January rush
Still reviewing
Floor refreshed
Step 03 — Compare
Every offer, side by side. Pick the best one.
- Amount, total payback and payment, up front
- An advisor walks you through each one
- No obligation to accept anything
Example offers. Real terms come from the lender.
Step 04 — Done
As easy as 1 2 3, Funded.
You sign with the lender you pick, and the lender funds you. That’s it.
Your gym gets funded. Faster.
Better money next time.
Questions, answered.
Straight answers on cost, credit and how RushFi works for gyms and fitness studios.
Do recurring membership payments help me qualify?
They can. Lenders look at deposits in your bank statements, and steady monthly drafts show consistent revenue. Your advisor will explain what fits.
Can I fund new equipment or a second studio?
Often, yes. A cash advance can be used for equipment or an expansion, and your advisor may show equipment financing or a line of credit from the same application.
Does applying hurt my credit?
RushFi runs no credit check. Some lenders may check credit later, and your advisor will tell you before you move forward.
Will applying affect my credit?
No. RushFi doesn’t run a credit check when you apply. Some lenders may check your credit before making an offer, and they’ll tell you first.
How much can I get?
It depends mostly on your monthly revenue and time in business. Your advisor will show you real offers, not estimates.
How is it repaid?
Usually through small automatic payments from your business bank account. Your offer will show the total payback, the payment and the schedule up front.
Is RushFi a lender?
No. RushFi is a broker. We match you with lenders in our network, and the lender you choose provides the funding.
RushFi doesn’t run a credit check. Lenders may check credit before making an offer. RushFi is a broker, not a lender.