RushFi for jewelry stores

Same store.
Funding for your
inventory.

Banks see a pile of inventory and big swings in sales. Our lenders look at your deposits: card sales, financing payouts and repair income.

No credit check to apply · Decisions in days · No obligation

rushfi · your store
1 Deposits2 Bank3 Match4 Offer

Business checking · this week

ThuAffirm payout+$3,200
FriCard batch · Clover+$4,100
SatCard batch · Clover+$5,300
SunOnline · Shopify Payments+$1,450
Deposited$14,050

Example only. Every business is different.

Your bank is pricing the wrong thing.

Jewelry sales come in waves around holidays, engagements and gold prices. Banks see the dips, not the spikes that make the year.

bank review · your store3 problems found
How banks often see jewelers

Volatile

Sales swing with the calendar

What they ask for

2–3 yrs

Of tax returns and financials

Time to a decision

Weeks

While the holiday rush starts

What that costs you Bare showcases at the busiest time of year. A buy you had to pass on.

RushFi doesn’t guess.

Lenders in our network fund jewelry stores on what your business actually brings in. Not a credit score. Not a stack of tax returns.

rushfi.co/compare · jewelry-stores
BankRushFi
Approval based onCredit score + collateralMonthly revenue
PaperworkTax returns, business planBank statements
DecisionOften weeksTypically days
If it’s a noStart overOther options shown

Same business. A different answer.

Approved on revenue

Your deposits tell lenders more than a credit score does.

Decisions in days

No months-long bank underwriting. Most of the work is your statements.

Every option, one application

Cash advance, line of credit, term loan, equipment and SBA.

More options. Faster. Less paperwork.

rushfi · matching
Lender AMerchant cash advanceChecking…
Lender BLine of creditChecking…
Lender CTerm loanChecking…
Lender DEquipment financingChecking…
Lender ESBA loanChecking…

Revenue-based funding noun

Funding based on your business’s sales. A lender provides money up front, and it’s repaid from your revenue over time. One application reaches every lender that fits.

The Process

Built around how jewelry stores actually run. A real advisor with you from application to funding.

Step 01 — Apply

Five minutes. No credit check.

01

Tell us about your store

A short application from your phone or the office.

02

Connect your bank statements

Secure, read-only. Or upload them.

03

Your advisor takes it from there

No business plan, projections or tax returns.

Works with how jewelry stores get paid.

If it lands in your bank account, lenders can see it.

CloverSquareShopify PaymentsAffirmCredit cardCashLayaway payments
your file · lenders
Business typeJewelry store
Time in business6 years
Monthly deposits$71,000
Funding needed$50,000
✓ Sent to every lender that fits

Step 02 — Match

Every lender that fits. At once.

  • Your file goes to the lenders that fund jewelry stores
  • Matched on revenue, time in business and industry
  • One no doesn’t end it. You see the other options

Built for jewelry stores

Holiday stock is paid for in summer.

The best pieces sell out, and vendors want payment before you sell a single ring. Here’s what a typical week can look like.

InventoryHoliday stockGold and estate buysShowcases and securityRenovationOnline store
one week · with RushFi
  1. Day 0Vendor offers a big lotNeeds payment to hold it
  2. Day 0Applies with RushFiFive minutes, from the counter
  3. Day 1Matched with lendersRevenue, not credit score
  4. Day 2Offers side by sideAdvisor walks through payback
  5. Day 3Signs with the lenderLender sends the funds
  6. Day 5Stock in the casesReady for the rush
A bank loan, same week

Still reviewing

Through RushFi

Cases stocked

Step 03 — Compare

Every offer, side by side. Pick the best one.

  • Amount, total payback and payment, up front
  • An advisor walks you through each one
  • No obligation to accept anything
your offers · example
Merchant cash advanceDaily, from sales · Fastest$45,000
Line of creditWeekly · Draw as needed$30,000
Equipment financingMonthly · Equipment secures it$18,000

Example offers. Real terms come from the lender.

Step 04 — Done

As easy as 1 2 3, Funded.

You sign with the lender you pick, and the lender funds you. That’s it.

✓ No real estate put up✓ No equipment pledged✓ No changes to how you run

Your store gets funded. Faster.
Better money next time.

Questions, answered.

Straight answers on cost, credit and how RushFi works for jewelry stores.

Does inventory value affect my application?

Lenders mainly review your bank deposits. Your advisor will tell you what they’re likely to look at.

Can I get funding before the holidays?

Many owners apply ahead of peak season. Decisions typically come in days, and your advisor will show you what fits.

Do financing payouts like Affirm count?

They land in your bank account, so lenders can see them in your statements.

Will applying affect my credit?

No. RushFi doesn’t run a credit check when you apply. Some lenders may check your credit before making an offer, and they’ll tell you first.

How much can I get?

It depends mostly on your monthly revenue and time in business. Your advisor will show you real offers, not estimates.

How is it repaid?

Usually through small automatic payments from your business bank account. Your offer will show the total payback, the payment and the schedule up front.

Is RushFi a lender?

No. RushFi is a broker. We match you with lenders in our network, and the lender you choose provides the funding.

RushFi doesn’t run a credit check. Lenders may check credit before making an offer. RushFi is a broker, not a lender.