RushFi for med spas and aesthetics

Same practice.
Funding for your
new laser.

Banks see expensive devices and a new business model. Our lenders look at the card sales and membership payments that arrive every day.

No credit check to apply · Decisions in days · No obligation

rushfi · your practice
1 Deposits2 Bank3 Match4 Offer

Business checking · this week

ThuPatient financing payout+$5,260
FriCard batch · Stripe+$4,890
SatCard batch · Square+$5,430
SunGift card sales · Square+$870
Deposited$16,450

Example only. Every business is different.

Your bank doesn’t understand the treatment room.

One laser can pay for itself with a full schedule, but it costs a lot before the first patient. Banks hesitate over what they don’t know.

bank review · your practice3 problems found
How banks often see med spas

Unfamiliar

Elective, device-heavy

What they ask for

2–3 yrs

Of returns and projections

Time to a decision

Weeks

While the competitor adds the device

What that costs you A treatment you can’t offer yet. A waitlist that goes elsewhere. A buildout that stays on paper.

RushFi doesn’t guess.

Lenders in our network fund med spas and aesthetics on what your business actually brings in. Not a credit score. Not a stack of tax returns.

rushfi.co/compare · med-spas
BankRushFi
Approval based onCredit score + collateralMonthly revenue
PaperworkTax returns, business planBank statements
DecisionOften weeksTypically days
If it’s a noStart overOther options shown

Same business. A different answer.

Approved on revenue

Your deposits tell lenders more than a credit score does.

Decisions in days

No months-long bank underwriting. Most of the work is your statements.

Every option, one application

Cash advance, line of credit, term loan, equipment and SBA.

More options. Faster. Less paperwork.

rushfi · matching
Lender AMerchant cash advanceChecking…
Lender BLine of creditChecking…
Lender CTerm loanChecking…
Lender DEquipment financingChecking…
Lender ESBA loanChecking…

Revenue-based funding noun

Funding based on your business’s sales. A lender provides money up front, and it’s repaid from your revenue over time. One application reaches every lender that fits.

The Process

Built around how med spas and aesthetics actually run. A real advisor with you from application to funding.

Step 01 — Apply

Five minutes. No credit check.

01

Tell us about your practice

A short application from your phone or the office.

02

Connect your bank statements

Secure, read-only. Or upload them.

03

Your advisor takes it from there

No business plan, projections or tax returns.

Works with how med spas and aesthetics get paid.

If it lands in your bank account, lenders can see it.

StripeSquareCareCreditCherryMembership billingGift cardsCash and card
your file · lenders
Business typeMed spa
Time in business3 years
Monthly deposits$96,400
Funding needed$75,000
✓ Sent to every lender that fits

Step 02 — Match

Every lender that fits. At once.

  • Your file goes to the lenders that fund med spas and aesthetics
  • Matched on revenue, time in business and industry
  • One no doesn’t end it. You see the other options

Built for med spas and aesthetics

A new device shouldn’t wait on a bank.

When patients start asking for a new treatment, timing matters. Here’s what a typical week can look like.

Lasers and devicesBuildoutInjectable inventoryA second roomMarketingStaff
one week · with RushFi
  1. Day 0Patients ask for a new laserDevice quote: $60,000
  2. Day 0Applies with RushFiFive minutes, between patients
  3. Day 1Matched with lendersRevenue, not credit score
  4. Day 2Offers side by sideAdvisor walks through payback
  5. Day 3Signs with the lenderLender sends the funds
  6. Day 4Device orderedWaitlist gets a date
A bank loan, same week

Still reviewing

Through RushFi

Device ordered

Step 03 — Compare

Every offer, side by side. Pick the best one.

  • Amount, total payback and payment, up front
  • An advisor walks you through each one
  • No obligation to accept anything
your offers · example
Merchant cash advanceDaily, from sales · Fastest$45,000
Line of creditWeekly · Draw as needed$30,000
Equipment financingMonthly · Equipment secures it$18,000

Example offers. Real terms come from the lender.

Step 04 — Done

As easy as 1 2 3, Funded.

You sign with the lender you pick, and the lender funds you. That’s it.

✓ No real estate put up✓ No equipment pledged✓ No changes to how you run

Your practice gets funded. Faster.
Better money next time.

Questions, answered.

Straight answers on cost, credit and how RushFi works for med spas and aesthetics.

Can I use it to buy a laser or device?

Yes. You can use a cash advance for equipment, or your advisor may show you equipment financing from the same application.

Do patient financing payouts count as revenue?

They show up in your bank statements, so lenders can see them alongside your card sales.

Does my practice need a medical director to apply?

Requirements vary by lender and by state. Your advisor will help you understand what may apply.

Will applying affect my credit?

No. RushFi doesn’t run a credit check when you apply. Some lenders may check your credit before making an offer, and they’ll tell you first.

How much can I get?

It depends mostly on your monthly revenue and time in business. Your advisor will show you real offers, not estimates.

How is it repaid?

Usually through small automatic payments from your business bank account. Your offer will show the total payback, the payment and the schedule up front.

Is RushFi a lender?

No. RushFi is a broker. We match you with lenders in our network, and the lender you choose provides the funding.

RushFi doesn’t run a credit check. Lenders may check credit before making an offer. RushFi is a broker, not a lender.