RushFi for optometry practices

Same practice.
Funding for your
new OCT.

Banks see slow insurance payments and costly equipment. Our lenders look at the exam, lens and frame revenue that reaches your account.

No credit check to apply · Decisions in days · No obligation

rushfi · your practice
1 Deposits2 Bank3 Match4 Offer

Business checking · this week

ThuCard batch · Square+$3,120
FriVision insurance ACH+$4,610
SatCard batch · Stripe+$2,380
SunOnline lens orders+$820
Deposited$10,930

Example only. Every business is different.

Your bank is judging the wrong thing.

Insurance payments arrive days or weeks after the exam. Banks see the delay, not the full schedule behind it.

bank review · your practice3 problems found
How banks often see practices

Slow pay

Insurance delays distort cash

What they ask for

2–3 yrs

Of returns and financials

Time to a decision

Weeks

While the old equipment ages

What that costs you Exams referred out. A frame wall that stays thin. A practice buy-in that moves to someone else.

RushFi doesn’t guess.

Lenders in our network fund optometry practices on what your business actually brings in. Not a credit score. Not a stack of tax returns.

rushfi.co/compare · optometry
BankRushFi
Approval based onCredit score + collateralMonthly revenue
PaperworkTax returns, business planBank statements
DecisionOften weeksTypically days
If it’s a noStart overOther options shown

Same business. A different answer.

Approved on revenue

Your deposits tell lenders more than a credit score does.

Decisions in days

No months-long bank underwriting. Most of the work is your statements.

Every option, one application

Cash advance, line of credit, term loan, equipment and SBA.

More options. Faster. Less paperwork.

rushfi · matching
Lender AMerchant cash advanceChecking…
Lender BLine of creditChecking…
Lender CTerm loanChecking…
Lender DEquipment financingChecking…
Lender ESBA loanChecking…

Revenue-based funding noun

Funding based on your business’s sales. A lender provides money up front, and it’s repaid from your revenue over time. One application reaches every lender that fits.

The Process

Built around how optometry practices actually run. A real advisor with you from application to funding.

Step 01 — Apply

Five minutes. No credit check.

01

Tell us about your practice

A short application from your phone or the office.

02

Connect your bank statements

Secure, read-only. Or upload them.

03

Your advisor takes it from there

No business plan, projections or tax returns.

Works with how optometry practices get paid.

If it lands in your bank account, lenders can see it.

VSPEyeMedMedical insuranceSquareStripeCareCreditCash and card
your file · lenders
Business typeOptometry practice
Time in business5 years
Monthly deposits$88,900
Funding needed$60,000
✓ Sent to every lender that fits

Step 02 — Match

Every lender that fits. At once.

  • Your file goes to the lenders that fund optometry practices
  • Matched on revenue, time in business and industry
  • One no doesn’t end it. You see the other options

Built for optometry practices

Equipment and inventory can’t wait for insurance.

A new imaging device or a fresh frame line costs money before the insurance payments come in. Here’s what a typical week can look like.

Diagnostic equipmentFrame inventoryExam lanesRemodelPractice buy-inPayroll
one week · with RushFi
  1. Day 0OCT unit needs replacingQuote: $45,000
  2. Day 0Applies with RushFiFive minutes, between exams
  3. Day 1Matched with lendersRevenue, not credit score
  4. Day 2Offers side by sideAdvisor walks through payback
  5. Day 3Signs with the lenderLender sends the funds
  6. Day 4New unit orderedNo exams referred out
A bank loan, same week

Still reviewing

Through RushFi

Unit ordered

Step 03 — Compare

Every offer, side by side. Pick the best one.

  • Amount, total payback and payment, up front
  • An advisor walks you through each one
  • No obligation to accept anything
your offers · example
Merchant cash advanceDaily, from sales · Fastest$45,000
Line of creditWeekly · Draw as needed$30,000
Equipment financingMonthly · Equipment secures it$18,000

Example offers. Real terms come from the lender.

Step 04 — Done

As easy as 1 2 3, Funded.

You sign with the lender you pick, and the lender funds you. That’s it.

✓ No real estate put up✓ No equipment pledged✓ No changes to how you run

Your practice gets funded. Faster.
Better money next time.

Questions, answered.

Straight answers on cost, credit and how RushFi works for optometry practices.

Do insurance payments count as revenue?

They show up in your bank statements, so lenders can see them alongside your card sales.

Can I use it to buy equipment or an existing practice?

Often, yes. You can use a cash advance toward equipment, or your advisor may show you other options from the same application.

Can I get funding if I’m a new practice owner?

It depends on your time in business and monthly revenue. Your advisor will show you what may fit.

Will applying affect my credit?

No. RushFi doesn’t run a credit check when you apply. Some lenders may check your credit before making an offer, and they’ll tell you first.

How much can I get?

It depends mostly on your monthly revenue and time in business. Your advisor will show you real offers, not estimates.

How is it repaid?

Usually through small automatic payments from your business bank account. Your offer will show the total payback, the payment and the schedule up front.

Is RushFi a lender?

No. RushFi is a broker. We match you with lenders in our network, and the lender you choose provides the funding.

RushFi doesn’t run a credit check. Lenders may check credit before making an offer. RushFi is a broker, not a lender.