RushFi for pharmacies
Same pharmacy.
Funding for your
inventory.
Banks see thin margins and slow reimbursements. Our lenders look at the PBM payouts and counter sales that reach your account.
No credit check to apply · Decisions in days · No obligation
Business checking · this week
Example only. Every business is different.
Your bank is judging the wrong thing.
You buy inventory up front and wait on reimbursements. Banks see thin margins instead of the steady prescriptions behind them.
Weeks
Between fill and payout
2–3 yrs
Of tax returns and financials
Weeks
While the wholesaler waits
RushFi doesn’t guess.
Lenders in our network fund pharmacies on what your business actually brings in. Not a credit score. Not a stack of tax returns.
Same business. A different answer.
Approved on revenue
Your deposits tell lenders more than a credit score does.
Decisions in days
No months-long bank underwriting. Most of the work is your statements.
Every option, one application
Cash advance, line of credit, term loan, equipment and SBA.
More options. Faster. Less paperwork.
Revenue-based funding noun
Funding based on your business’s sales. A lender provides money up front, and it’s repaid from your revenue over time. One application reaches every lender that fits.
The Process
Built around how pharmacies actually run. A real advisor with you from application to funding.
Step 01 — Apply
Five minutes. No credit check.
Tell us about your pharmacy
A short application from your phone or the office.
Connect your bank statements
Secure, read-only. Or upload them.
Your advisor takes it from there
No business plan, projections or tax returns.
Works with how pharmacies get paid.
If it lands in your bank account, lenders can see it.
Step 02 — Match
Every lender that fits. At once.
- Your file goes to the lenders that fund pharmacies
- Matched on revenue, time in business and industry
- One no doesn’t end it. You see the other options
Built for pharmacies
Inventory crunches are our specialty.
Wholesalers want to be paid even when reimbursements are late. Here’s what a typical week can look like.
- Day 0Wholesaler balance comes dueAmount due: $60,000
- Day 0Applies with RushFiFive minutes, from the back office
- Day 1Matched with lendersDeposits, not credit score
- Day 2Offers side by sideAdvisor walks through payback
- Day 3Signs with the lenderLender sends the funds
- Day 4Wholesaler paidShelves and terms intact
Still reviewing
Shelves stocked
Step 03 — Compare
Every offer, side by side. Pick the best one.
- Amount, total payback and payment, up front
- An advisor walks you through each one
- No obligation to accept anything
Example offers. Real terms come from the lender.
Step 04 — Done
As easy as 1 2 3, Funded.
You sign with the lender you pick, and the lender funds you. That’s it.
Your pharmacy gets funded. Faster.
Better money next time.
Questions, answered.
Straight answers on cost, credit and how RushFi works for pharmacies.
Do PBM and insurance payouts count as revenue?
They show up as deposits in your bank statements, so lenders can see them alongside your front-store sales.
Can funding cover a gap while I wait on reimbursements?
Many owners use it for inventory and cash flow while payments catch up. Your advisor will show you what fits.
Does RushFi guarantee approval?
No. Decisions are made by lenders. Your advisor will show you the offers you qualify for, typically within days.
Will applying affect my credit?
No. RushFi doesn’t run a credit check when you apply. Some lenders may check your credit before making an offer, and they’ll tell you first.
How much can I get?
It depends mostly on your monthly revenue and time in business. Your advisor will show you real offers, not estimates.
How is it repaid?
Usually through small automatic payments from your business bank account. Your offer will show the total payback, the payment and the schedule up front.
Is RushFi a lender?
No. RushFi is a broker. We match you with lenders in our network, and the lender you choose provides the funding.
RushFi doesn’t run a credit check. Lenders may check credit before making an offer. RushFi is a broker, not a lender.