RushFi for wholesale and distribution
Same business.
Funding for your
bulk order.
Banks see inventory tied up and invoices outstanding. Our lenders see the steady deposits from the buyers you already serve.
No credit check to apply · Decisions in days · No obligation
Business checking · this week
Example only. Every business is different.
Your bank is judging the wrong inventory.
Distributors buy stock now and get paid when customers settle their invoices. Banks see cash tied up in goods and receivables, not a business that turns them over.
Tied up
Cash sits in stock and invoices
2–3 yrs
Of tax returns and financials
30–90 days
While suppliers want it sooner
RushFi doesn’t guess.
Lenders in our network fund wholesale and distribution on what your business actually brings in. Not a credit score. Not a stack of tax returns.
Same business. A different answer.
Approved on revenue
Your deposits tell lenders more than a credit score does.
Decisions in days
No months-long bank underwriting. Most of the work is your statements.
Every option, one application
Cash advance, line of credit, term loan, equipment and SBA.
More options. Faster. Less paperwork.
Revenue-based funding noun
Funding based on your business’s sales. A lender provides money up front, and it’s repaid from your revenue over time. One application reaches every lender that fits.
The Process
Built around how wholesale and distribution actually run. A real advisor with you from application to funding.
Step 01 — Apply
Five minutes. No credit check.
Tell us about your distribution business
A short application from your phone or the office.
Connect your bank statements
Secure, read-only. Or upload them.
Your advisor takes it from there
No business plan, projections or tax returns.
Works with how wholesale and distribution get paid.
If it lands in your bank account, lenders can see it.
Step 02 — Match
Every lender that fits. At once.
- Your file goes to the lenders that fund wholesale and distribution
- Matched on revenue, time in business and industry
- One no doesn’t end it. You see the other options
Built for wholesale and distribution
Big orders are won with cash on hand.
When a large buyer places an order, you need stock before you’re paid. Here’s what a typical week can look like.
- Day 0Big buyer places an orderSupplier needs payment first
- Day 0Applies with RushFiFive minutes, from the office
- Day 1Matched with lendersRevenue, not credit score
- Day 2Offers side by sideAdvisor walks through payback
- Day 3Signs with the lenderLender sends the funds
- Day 4Stock ordered, truck loadedOrder ships on time
Still reviewing
Order shipped
Step 03 — Compare
Every offer, side by side. Pick the best one.
- Amount, total payback and payment, up front
- An advisor walks you through each one
- No obligation to accept anything
Example offers. Real terms come from the lender.
Step 04 — Done
As easy as 1 2 3, Funded.
You sign with the lender you pick, and the lender funds you. That’s it.
Your distribution business gets funded. Faster.
Better money next time.
Questions, answered.
Straight answers on cost, credit and how RushFi works for wholesale and distribution.
Can I get funding if my customers pay on net terms?
Lenders look at deposits that have landed in your account. Your advisor will explain how payment timing may affect your options.
Can I use funding for bulk inventory?
Yes. Many distributors use funding to take advantage of volume pricing. Your advisor can show you options that fit your cycle.
What about larger amounts?
Amounts depend on the lender and your business. Your advisor will show you what is available, with nothing promised up front.
Will applying affect my credit?
No. RushFi doesn’t run a credit check when you apply. Some lenders may check your credit before making an offer, and they’ll tell you first.
How much can I get?
It depends mostly on your monthly revenue and time in business. Your advisor will show you real offers, not estimates.
How is it repaid?
Usually through small automatic payments from your business bank account. Your offer will show the total payback, the payment and the schedule up front.
Is RushFi a lender?
No. RushFi is a broker. We match you with lenders in our network, and the lender you choose provides the funding.
RushFi doesn’t run a credit check. Lenders may check credit before making an offer. RushFi is a broker, not a lender.