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Funding options

SBA loans.
The lowest-cost
expansion.

Often the lowest-cost money for a business, backed by the U.S. Small Business Administration. Worth it when you can wait.

See what I qualify forHow it works

No credit check to apply · One application, every option · No obligation

your offer · example

SBA loans

Loan amount$350,000
TermUp to 10 years
PaymentFixed, monthly
TimelineWeeks to months
Backed byThe SBA (partially)

✓ Compared side by side with every other option

Example only. Real terms come from the lender.

The cheapest money. When you can wait.

The SBA partially guarantees these loans, so lenders can offer long terms and low cost. The trade-off is time and paperwork.

sba loans · at a glance
Cost

Lowest

Among business options

Terms

Long

Often 10 years or more

Timeline

Weeks+

More paperwork than others

How it works

Start now. Bridge the wait if you need to.

  • Your advisor checks SBA fit from the same application
  • Lenders guide the full SBA package
  • Need money sooner? A shorter option can bridge the wait
  • RushFi is not the SBA and doesn’t make SBA loans
example timeline
  1. Week 0Apply with RushFiSame application as every option
  2. Week 1SBA fit confirmedAdvisor + lending partner
  3. Week 2Full package startedTax returns, financials, plan
  4. Week 6UnderwritingThe lender reviews everything
  5. Week 10Approved and closedLong term, low payment
  6. Month 4Expansion underwayLowest-cost money in hand

Is it right for you?

If it isn’t, your advisor shows you what is. Same application.

A good fit when

✓ You can wait weeks or months

✓ Strong revenue, history and credit

✓ A large, long-term investment

Maybe not when

✕ You need money in days (look at a cash advance)

✕ Limited history or tax returns

✕ You’d rather skip the paperwork

The bank way vs. the RushFi way.

Same funding. A faster, clearer way to get it.

rushfi.co/compare · sba-loans
BankThrough RushFi
Where you applyOne bank at a timeMatched with SBA lending partners
If it’s not a fitStart overFaster options from the same application
Bridge fundingNot offeredAvailable while you wait
GuidanceOn your ownAn advisor the whole way

One application. Every option.

Not sure this is the one? Your advisor compares them all for you.

Merchant cash advanceRevenue-based, fastLine of creditDraw what you needTerm loanFixed payments, set termEquipment financingMachines, kitchens, toolsPersonal loansThrough our lending partnersNot sure?Apply once and compare everything

Questions, answered.

Is RushFi an SBA lender?

No. RushFi is a broker. We match you with lending partners that offer SBA loans.

How long does an SBA loan take?

Usually weeks to months, depending on the loan and the lender. It’s the slowest option, and often the lowest cost.

What if I need money before the SBA loan closes?

Your advisor can show you a shorter-term option to bridge the gap, from the same application.

See what I qualify forMore questions

RushFi doesn’t run a credit check. Lenders may check credit before making an offer. RushFi is a broker, not a lender.