RushFi for home health care
Same agency.
Funding for your
payroll.
Banks see a slow-paying payer mix. Our lenders look at the Medicaid, insurance and private-pay deposits that actually reach your account.
No credit check to apply · Decisions in days · No obligation
Business checking · this week
Example only. Every business is different.
Your bank is judging the wrong thing.
Caregivers get paid every week. Payers often don’t. That float isn’t on a credit report, and banks tend to shy away from it.
30–90 days
Payer timelines vary
2–3 yrs
Of tax returns and financials
Weeks
While payroll runs on Friday
RushFi doesn’t guess.
Lenders in our network fund home health care on what your business actually brings in. Not a credit score. Not a stack of tax returns.
Same business. A different answer.
Approved on revenue
Your deposits tell lenders more than a credit score does.
Decisions in days
No months-long bank underwriting. Most of the work is your statements.
Every option, one application
Cash advance, line of credit, term loan, equipment and SBA.
More options. Faster. Less paperwork.
Revenue-based funding noun
Funding based on your business’s sales. A lender provides money up front, and it’s repaid from your revenue over time. One application reaches every lender that fits.
The Process
Built around how home health care actually run. A real advisor with you from application to funding.
Step 01 — Apply
Five minutes. No credit check.
Tell us about your agency
A short application from your phone or the office.
Connect your bank statements
Secure, read-only. Or upload them.
Your advisor takes it from there
No business plan, projections or tax returns.
Works with how home health care get paid.
If it lands in your bank account, lenders can see it.
Step 02 — Match
Every lender that fits. At once.
- Your file goes to the lenders that fund home health care
- Matched on revenue, time in business and industry
- One no doesn’t end it. You see the other options
Built for home health care
Payroll gaps are our specialty.
Your caregivers are paid weekly, but your payers are not. Here’s what a typical week can look like.
- Day 0Payer delays a remittancePayroll due Friday: $48,000
- Day 0Applies with RushFiFive minutes, from the office
- Day 1Matched with lendersDeposits, not credit score
- Day 2Offers side by sideAdvisor walks through payback
- Day 3Signs with the lenderLender sends the funds
- Day 4Caregivers paid on timeEvery shift stays covered
Still reviewing
Payroll met
Step 03 — Compare
Every offer, side by side. Pick the best one.
- Amount, total payback and payment, up front
- An advisor walks you through each one
- No obligation to accept anything
Example offers. Real terms come from the lender.
Step 04 — Done
As easy as 1 2 3, Funded.
You sign with the lender you pick, and the lender funds you. That’s it.
Your agency gets funded. Faster.
Better money next time.
Questions, answered.
Straight answers on cost, credit and how RushFi works for home health care.
Can I get funding if payers pay me slowly?
Possibly. Lenders look at deposits that have already reached your account. Your advisor will show you what fits.
Can funding cover payroll?
Many agencies use it for payroll and hiring ahead of new contracts. Payback terms vary by lender, and your advisor walks through them.
Do I need perfect credit?
RushFi runs no credit check. Lenders focus on revenue, though some may check credit, and your advisor will tell you first.
Will applying affect my credit?
No. RushFi doesn’t run a credit check when you apply. Some lenders may check your credit before making an offer, and they’ll tell you first.
How much can I get?
It depends mostly on your monthly revenue and time in business. Your advisor will show you real offers, not estimates.
How is it repaid?
Usually through small automatic payments from your business bank account. Your offer will show the total payback, the payment and the schedule up front.
Is RushFi a lender?
No. RushFi is a broker. We match you with lenders in our network, and the lender you choose provides the funding.
RushFi doesn’t run a credit check. Lenders may check credit before making an offer. RushFi is a broker, not a lender.